Real-World Asset
Trading Market
Tokenized Korean NPL assets and real estate debt — traded on the XRP Ledger's native permissioned DEX. Institutional-grade compliance, on-chain transparency.
Access is restricted to whitelisted wallet addresses. Suitable for qualified institutional investors, asset managers, and licensed custodians.
Tradeable Asset Classes
Real-world credit instruments tokenized as MPTs on XRPL
Non-Performing Loans (NPL)
Senior-secured Korean NPL assets acquired at 40~60% discount. Court-auction recovery, FSC/FSS regulated.
- LTV < 70% collateral only
- 85~91% historical recovery rate
- Real estate secured
- 12~36 month duration
Real Estate Debt
Tokenized mortgage-backed positions and property debt instruments from the Korean real estate market.
- Senior / mezzanine tranches
- KAMCO-grade underwriting
- Property registry linked
- Quarterly distributions
Performing Loans
Current, performing loan portfolios from regulated Korean financial institutions. Lower yield, higher certainty.
- Investment-grade rating
- Monthly coupon
- Custodian-verified
- Clawback enabled
XRF DEX Infrastructure
Built on XRPL's native DEX — no intermediaries, no custodial risk
Native XRPL DEX
Order book trading built directly into the XRP Ledger — no bridge, no wrapped assets, no smart contract risk.
Permissioned Access
Whitelisted wallet addresses only. Institutional compliance enforced at the protocol layer via PermissionedDEX.
MPT Token Standard
Multi-Purpose Token (MPT) — XRPL's native RWA standard with Transfer Fee, Freeze, and Clawback capabilities.
On-chain NFT Verification
Every listed asset backed by Asset NFT (appraiser-issued) + Custody NFT (custodian-issued) on XRPL.
AMM Liquidity Pools
Automated market maker pools for MPT/testUSD pairs — continuous liquidity alongside the order book.
Full Audit Trail
Every custody update, valuation change, and distribution is recorded as an on-chain XRPL transaction.
Who Can Participate
The RWA Market is permissioned — access requires whitelist approval
Institutional Investors
Qualified investors seeking yield from alternative credit — NPL funds, family offices, credit funds.
- Whitelist approval required
- Xaman Wallet (XRPL)
- Min. investment varies by asset
Asset Managers
Submit verified real-world assets for tokenization. Appraisal + custody NFTs required before listing.
- Licensed appraiser credential
- Custody NFT from approved custodian
- Admin approval workflow
Custodians & Auditors
Licensed institutions issuing Custody NFTs and providing periodic compliance reports.
- Platform credential NFT
- Regular audit submissions
- On-chain reporting
How to Get Access
Onboarding process for institutional participants
Ready to Trade RWA Tokens?
Access the XRF permissioned DEX for institutional-grade RWA trading on XRPL. Contact us for whitelist approval.